Building wealth outside superannuation

A joyful scene unfolds in a softly lit room where a woman and a man are engaged in a light-hearted, playful moment. The woman, with a beaming smile, is laughing as she playfully raises her arms while the man, partially turned towards her, seems to be enjoying the moment as well. Both are dressed in casual clothing, with the woman wearing a light sweater and the man in a collared shirt. The background indicates large windows that allow natural light to flood the space, creating a warm and inviting atmosphere. The overall mood is one of happiness and connection, showcasing a delightful interaction between the two individuals.
Flexibility to accumulate wealth and save for retirement without the complexity
Superannuation is generally the most tax-effective investment vehicle available to investors, although there are several restrictions and conditions attached to the ability to make contributions and receive withdrawal benefits. Unlike superannuation, investment bonds provide unrestricted access to benefits with no preservation age, retirement or purpose test required. Find out more about how Generation Life can help you build wealth tax effectively outside superannuation, in the articles below.
19 October 2020 • 14 mins
The scene captures a tranquil beach during sunset, with a breathtaking sky illuminated in shades of pink and purple. Silhouettes of individuals can be seen wading in the calm water, while one person walks along the shore accompanied by a dog. The horizon is lined with distant structures, likely industrial, contributing to the serene yet slightly urban atmosphere. Gentle waves lap at the shoreline, creating a peaceful soundscape, as the sun dips lower, casting a warm glow over the entire scene. The overall mood is calming and reflective, inviting viewers to appreciate the beauty of nature at dusk.
building wealth
Investment bonds: the best alternative to superannuation

If you’re looking for a tax effective, flexible way to save for retirement outside superannuation.

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24 September 2020 • 16 mins
A middle-aged woman is engaged in a conversation with a man while seated at a table. The woman, wearing glasses and a checked shirt, appears to be explaining something as she looks attentively at the man, who has grey hair and is dressed casually in a sweater. They are both focused on a laptop placed on the table between them, suggesting a collaborative task or discussion. The environment is bright and modern, featuring light-coloured walls and shelves in the background, which adds a serene and productive atmosphere to their interaction.
building wealth
“The days of high net worth individuals pumping money into super are pretty much over.” Mark Kachor, DEXX&R

In July 2017 the Australian Governments changes to super meant that transfers from super...

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02 September 2020 • 11 mins
The image features a diagonal arrangement of white pathways or platforms set against a bright blue background. These pathways form a distinctive angular pattern, almost resembling the letter "V." Within this geometric layout, there are small figures, likely people, positioned towards the lower section along one of the paths. The scene appears sunlit, contributing to a vibrant atmosphere, while soft lighting highlights the clean lines of the structures. Additionally, faint dots of light can be seen nearby, suggesting some form of illumination along the edges of the pathways.
building wealth
Making the most of the ‘125% opportunity’

Unlike superannuation, where personal contribution amounts are capped, investment bonds give you...

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19 October 2020 • 10 mins
The image features two individuals walking away from the viewer, presumably in an urban setting during twilight. The scene is bathed in soft, muted colours, creating a tranquil atmosphere. The person on the left has longer hair and is dressed casually, while the individual on the right wears a patterned sweater and a scarf. In the background, a few vehicles are visible, along with hints of buildings and trees, suggesting a quiet street lined with potential cafes or shops. The overall mood conveys a sense of companionship and leisurely stroll, enhanced by the fading light of the day.
building wealth
Myth buster: Accessing your investment before 10 years....

Generation Life LifeBuilder and ChildBuilder investment bonds provide flexibility, control and...

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13 November 2020 • 2 mins
The scene depicts a stunning ocean vista characterised by a vibrant, deep blue surface reflecting the sunlight. In the foreground, a large wave is breaking, creating a frothy white crest as it rolls towards the shore. Surfers can be seen riding the wave, expertly balancing on their boards as they navigate the water. Their silhouettes add a sense of dynamism against the expansive backdrop of the ocean, which is dotted with a few other surfers further in the distance. The overall atmosphere conveys a sense of adventure and the exhilarating thrill of surfing in a picturesque marine environment.
building wealth
Insights into Investment Bonds

Chris Saunders, Managing Director at Capital Counts interviews Grant Hackett OAM, CEO of...

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