Adviser resources | Generation Life

As the pioneer of Australia’s first truly flexible investment bond, we have been at the forefront of providing innovative investment solutions for over 17 years. Today we are a leading specialist of tax effective investment solutions – we have over $2.5 billion invested with us to date. We are a regulated life insurance company and our parent company is listed on the Australian Securities Exchange. Our investment solutions are built on simplicity, innovation and value.

Generation Life Limited (Generation Life) AFSL 225408 ABN 68 092 843 902 is the product issuer. The information provided is general in nature and does not consider the investment objectives, financial situation or needs of any individual and is not intended to constitute personal financial advice. The product’s Product Disclosure Statement and Target Market Determination are available at www.genlife.com.au and should be considered in deciding whether to acquire, hold or dispose of the product. Professional financial advice is recommended. The offer made in the PDS is only available to persons receiving the PDS in Australia. Generation Life excludes, to the maximum extent permitted by law, any liability (including negligence) that might arise from this information or any reliance on it. Generation Life does not make any guarantee or representation as to any particular level of investment returns. Investment bonds are considered stable because they are governed by legislation that has changed infrequently. Past performance is not an indication of future performance. Other than in relation to Generation Life’s product, information available at www.genlife.com.au is factual information only and is not intended to imply any recommendation or opinion about superannuation products or superannuation investment.

¹ Plan for Life Actuaries and Researchers – December 2021

² Bloomberg Finance L.P. and its affiliates (collectively, ‘Bloomberg’) do not approve or endorse this material and disclaim all liability for any loss or damage of any kind arising out of the use of all or any part of this material.

³ Maximum aggregate exposure to high yield assets will not exceed 50%.

⁴ The level of the effective tax rate estimated over the long term is based on the existing legislative tax framework that applies to investment bonds. Represents the estimated average level of tax to be paid by the Fund on its annual earnings based on the Fund’s stated investment strategy, investment profile, current tax legislation and assumes the historical investment and transacting profile will continue. The estimated level of tax paid is assumed over a long term and through a full market cycle. The actual level of tax incurred by the Fund may vary and will be dependent on the Fund’s actual level of earnings and investment and transacting profile. Past performance is not indicative of future performance.

⁵ Martin Currie Australia has been appointed as the investment manager for the Fund. Martin Currie Australia is a division of Franklin Templeton Australia.

^ Past performance is not indicative of future performance. Performance quoted is net of all portfolio taxes, management fees, and fund expenses but does not take into account any stamp duty, transaction costs and management fee rebates.